I visited Reykjavik in December but I never properly blogged about it. For someone who has a college degree, you would think I would be able to describe my trip in a more educated manner.
That place is ridiculously cool.
The U.K. student visa only applies to the U.K. If you go to other countries, they are not going to look for it.
That being said, your passport determines whether you need a Schengen visa. As a US passport holder, I did not need to apply for a visa to enter the countries I visited (France, Italy, Ireland, Iceland, Spain, and Germany). If you are a non-US passport holder, I recommend checking the embassy websites of the countries for travel requirements. I have friends from China and Indonesia who had to apply for a Schengen visa before they were able to travel.
Yes, I did.
As for repayment, I am currently on deferment and have not started payments yet. I have undergrad loans as well, so we are in similar situations. I am not sure how to properly advise you, since I am not a finance expert, ha. I recommend going to this website and checking out the options for those who are having trouble repaying their loans.
At the end of the day, I believe it is up to you to decide whether it is worth the investment. ;)